R E T I R E M E N T I N S I G H T
“Example is not the main thing in influencing others. It is the only thing.”
– Albert Schweitzer
2 large bunches kale, cut to bite size, rinsed and dried
2 tbsps. olive oil
2 cloves garlic, thinly sliced
2 tsp. sugar
1 tsp. salt
12 Kalamata olives, pitted, chopped
1 4 oz. jar roasted red peppers
2 tbsps. aged balsamic vinegar
Warm oil and garlic in a large stockpot over medium-high heat. Remove garlic once browned. Add kale and stir-fry 5 minutes. Add 1/4 cup water, cover, and cook 8 to 10 minutes or until tender. Uncover and add sugar, salt, olives, and peppers. Cook over medium-high heat until liquid has evaporated.
Spoon into serving dish, scattering garlic over top. Drizzle with vinegar. Serve warm or at room temp.
DID YOU KNOW?
Each second, 3,160 tons of water flows over Niagara Falls.5
MARRIAGE HAS DEFINITE (RETIREMENT) BENEFITS
If you’re retired and married, it pays to remain so. America’s married couples have retirement advantages that singles simply don’t.
Social Security, for example, permits a degree of strategy for marrieds. When one spouse retires and starts collecting Social Security income, the other spouse has a chance to claim spousal benefits that may be as much as 50% of that monthly payout. When the higher-earning spouse passes away, the surviving spouse can potentially receive all of his or her benefit; in fact, that spouse has the choice to continue collecting benefits based on his or her work record or survivor benefits, whichever is greater. A divorced person is only eligible for survivor benefits if the marriage lasted 10 years or more.
When both spouses participate in 401(k) plans, you’re talking twice the tax deferral on the collective contribution as a single person gets, and two opportunities for an employer match. A surviving spouse is usually the default beneficiary for a 401(k). Spouses who inherit an IRA get the choice of rolling that money into their own IRA or maintaining it as a separate IRA and taking Required Minimum Distributions based upon when their spouse would have turned 70½ – a choice unavailable to unmarrieds.1
THE SOIL CAN PROVIDE SUSTENANCE – AND INCOME
Microgardening is a worldwide movement, and with a little research and possibly a college course on the subject, you too might join the ranks of these backyard farmers. In addition to generating some extra retirement money, there is the added benefit of getting some exercise and relaxation.2,3
ON THE BRIGHT SIDE
This material was prepared by MarketingLibrary.Net Inc., and does not necessarily represent the views of the
presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the
reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty.
1 – dailyfinance.com/2014/03/11/how-marital-status-affects-retirement-benefits/ [3/11/14]
2 – money.usnews.com/money/retirement/slideshows/10-uncommon-sources-of-income-in-retirement [5/19/10]
3 – profitableplants.com/turn-dirt-into-dollars-with-a-microfarm/ [3/12/14]
4 – foxbusiness.com/economy-policy/2014/03/06/household-net-worth-rose-14-in-2013/ [3/6/14]
5 – niagarafallsstatepark.com/amazing-facts.aspx [3/11/14]